URGENT SALE / REPOSSESSION
Under pressure? Start by understanding your options.
If you need to sell urgently or are worried about losing your home, getting help early can give you more time to consider your next steps.
If you are worried about mortgage payments
Contact your lender as early as possible and explain your situation. Do not wait for a property assessment before seeking help. If you have received court papers or a repossession date, seek urgent independent advice and respond to the deadlines you have been given.
You can find guidance from MoneyHelper on difficulties paying your mortgage. Citizens Advice also explains mortgage arrears and sources of help. The process and available support can vary across the UK.
Where Property Life Savers may help
We can assess your property and selling circumstances to explore whether an Assisted Sale or another property-sale approach may be suitable. Tell us about any deadline at the outset so that it can be considered realistically.
An Assisted Sale involves assessment, written terms, any agreed works, marketing and conveyancing. It can take time and may not be appropriate where a sale is needed urgently.
Contacting us does not stop lender action, pause court deadlines or guarantee that repossession will be avoided. Do not rely on a possible sale as a substitute for independent advice.
Consider the whole picture
- How much time you actually have and whether a proposed sale can realistically fit.
- The mortgage balance, sale costs and what may remain after completion.
- Whether selling in the current condition or using an estate agent could be more suitable.
- Where you would live after selling and the practical implications for your household.
Our role is to discuss property-sale options. This website does not provide regulated legal, mortgage or financial advice. Obtain appropriate independent professional advice about your own circumstances.
Tell us about your property and timescale
Share a brief outline of the situation and any important dates. Please avoid sending court documents, bank details or other sensitive records in an initial enquiry.